Welcome to One South Capital
Your Working Capital Solution
Fast. Flexible. Reliable Business Funding
Access the right business finance in minutes.
At One South Capital, we’ve partnered with over 20+ trusted lenders and brokerages to bring you fast, flexible funding — tailored to your business needs.
From R50,000 to R20 million, we help small and medium-sized businesses grow without limits.
About One South Capital
#1
Empowering South African Businesses Since 2021
Founded in 2021, One South Capital is a specialised funding firm dedicated to helping SMEs access working capital quickly and efficiently. With over 30 years of combined experience, our team brings deep financial expertise and a passion for small business development.
We are proud to have:
💼 Funded 200+ projects
💰 Provided over R200 million in business funding
✅ Achieved a 98% success rate in approved projects
Our team of 15 experienced Funding Specialists ensures that every client receives personalized financial solutions and ongoing support.
#2
Do You Qualify?
You may qualify if your business meets these simple criteria:
✔️ At least 1 year of trading history
✔️ Average R60,000+ monthly revenue
✔️ A valid purchase order or contract from a reputable client (government or corporate)
⭐ Bonus: You’ve worked with that client before
#3
Why Choose One South Capital?
🌐 Access to 20+ lenders
⚡ Fast approval and payout
📈 Tailored solutions for SMEs
🤝 Transparent, ethical funding process
📞 Dedicated funding specialists for every client
Your growth is our mission. Let’s build your success together.
Flexible Finance for Every Business Need
Our Funding Solutions
Purchase Order (PO) Funding
We provide quick funding for valid purchase orders issued by government departments, SOEs, or reputable corporates. This allows your business to deliver on projects without cash flow interruptions and meet deadlines confidently.
Construction Finance
Our construction finance offers working capital for approved infrastructure and maintenance projects. It enables contractors to manage material costs, labour, and project timelines with ease and reliability.
Material Finance
We purchase your required materials directly from suppliers so you can complete your projects smoothly. You only repay once your client pays you, giving your business better flexibility and stronger supplier relationships.
Contract (Tender) Capital Support
This solution provides upfront capital to execute valid contracts from large corporates or government entities. It helps you manage operational costs and maintain consistent cash flow throughout the project period.
Revolving Credit Facility
A flexible credit line designed to give your business continuous access to working capital. As you repay, your available balance renews automatically, allowing you to manage cash flow efficiently without reapplying.
Invoice Finance (Discounting)
Turn your unpaid invoices into instant working capital. We advance a portion of your invoice value so your business can keep operating smoothly while waiting for client payments.
3-Month Balloon Advance
Get access to a short-term cash advance equal to one month’s revenue and repay it after three months. This product is ideal for managing temporary cash gaps without immediate repayment pressure.
24-Month Term Loan
Our term loan gives your business access to capital repayable over up to 24 months. It’s perfect for expansion, equipment upgrades, or operational stability — with transparent terms and no collateral required.
Equipment Finance
We help you acquire essential equipment for your business through purchase or leasing options. The equipment itself serves as security, allowing you to upgrade and grow without major upfront costs.
How It Works
Get Funded in 4 Simple Steps
Complete a 2-Minute Form
Tell us about your business and funding needs.
Speak with a Funding Specialist
Our experts assess your requirements and guide you through the process.
We Match You with the Right Lenders
Compare offers, rates, and terms from top funders.
Receive Funds — Fast
Get capital in your account within 3 working days of approval.
Testimonials
What Our Clients Say
“The process was smooth from start to finish. We got our funding approved within three days and could continue operations without delay.”
Thabo M., Pretoria
“One South Capital helped us secure PO funding when no one else would. Their team guided us every step of the way — highly professional.”
Lerato D., Johannesburg
“No hidden fees or surprises — just clear communication and fair terms. We’ll definitely use them again for future projects.”